Promotion only qualifies on first Membership established per primary individual. New Member cannot have any prior primary accounts within the last 4 years and must meet all promotional criteria to receive a bonus. Referring Member must be an active, existing WCTFCU Member in good standing.

Offer available 7.1.25 – 9.30.25 to WCTFCU-eligible, promotion-qualified applicants. Membership eligibility qualifications are listed on our website at wctfcu.com/about/contact/membership.

Referring Members may earn up to $400 by referring eligible new Members who meet qualifications. The referral incentive will be deposited into each qualifying Member’s savings account by December if the new Member has met the promotional criteria. New Member Applicant provides referring Member’s name. Referral by an existing WCTFCU Member is not required for a qualifying new Member to participate in this offer. Promotion subject to change. Member referral bonuses are taxable dividends and will be reported on IRS Form 1099-INT.